KFU. Card publication. Digital Technologies and Saving Behavior

KAZAN
FEDERAL UNIVERSITY

- RUS
- 中文
- ES

DIGITAL TECHNOLOGIES AND SAVING BEHAVIOR

Form of presentation

Articles in international journals and collections

Year of publication

2020

Язык

английский

Authors, employees of KFU

Varlamova Yuliya Andreevna, author

Zulfakarova Liliya Faridovna, author

Larionova Nataliya Ivanovna, author

Bibliographic description in the original language

Varlamova J., Larionova N., Zulfakarova L., Digital Technologies and Saving Behavior//PROCEEDINGS OF THE INTERNATIONAL SCIENTIFIC CONFERENCE - FAR EAST CON (ISCFEC 2020). - 2020. - Vol.128, Is.. - P.1661-1667.

Annotation

Digitalization penetrates all aspects of economy and finance, changes the behavior of major economic agents. The primary research question is to determine whether digital technology is really a tool for increasing savings in the economy. The empirical study has included the construction of a logit model, in which the probability of short-term savings of an agent acts as a dependent variable. The results of the modelling show that saving behavior is sensitive to the introduction of digital technologies such as the Internet and the proliferation of mobile phones. Having an account at a financial institution also increases the likelihood of savings. However, when developing and implementing public policies, it is necessary to take into account the fact that digital technologies can stimulate the use of informal savings institutions. The findings of the study substantiate the need to build skills in the use of mobile and Internet technologies to increase the financial inclusion of all segments of the population and increase the level of savings.

Keywords

digital technologies, saving behavior, logit model, Internet, financial inclusion

The name of the journal

PROCEEDINGS OF THE INTERNATIONAL SCIENTIFIC CONFERENCE - FAR EAST CON (ISCFEC 2020)

URL

https://scholar.google.ru/scholar?hl=ru&as_sdt=0%2C5&q=Digital+Technologies+and+Saving+Behavior&btnG=

Please use this ID to quote from or refer to the card

https://repository.kpfu.ru/eng/?p_id=261239&p_lang=2

Full metadata record

Field DC	Value	Language
dc.contributor.author	Varlamova Yuliya Andreevna	ru_RU
dc.contributor.author	Zulfakarova Liliya Faridovna	ru_RU
dc.contributor.author	Larionova Nataliya Ivanovna	ru_RU
dc.date.accessioned	2020-01-01T00:00:00Z	ru_RU
dc.date.available	2020-01-01T00:00:00Z	ru_RU
dc.date.issued	2020	ru_RU
dc.identifier.citation	Varlamova J., Larionova N., Zulfakarova L., Digital Technologies and Saving Behavior//PROCEEDINGS OF THE INTERNATIONAL SCIENTIFIC CONFERENCE - FAR EAST CON (ISCFEC 2020). - 2020. - Vol.128, Is.. - P.1661-1667.	ru_RU
dc.identifier.uri	https://repository.kpfu.ru/eng/?p_id=261239&p_lang=2	ru_RU
dc.description.abstract	PROCEEDINGS OF THE INTERNATIONAL SCIENTIFIC CONFERENCE - FAR EAST CON (ISCFEC 2020)	ru_RU
dc.description.abstract	Digitalization penetrates all aspects of economy and finance, changes the behavior of major economic agents. The primary research question is to determine whether digital technology is really a tool for increasing savings in the economy. The empirical study has included the construction of a logit model, in which the probability of short-term savings of an agent acts as a dependent variable. The results of the modelling show that saving behavior is sensitive to the introduction of digital technologies such as the Internet and the proliferation of mobile phones. Having an account at a financial institution also increases the likelihood of savings. However, when developing and implementing public policies, it is necessary to take into account the fact that digital technologies can stimulate the use of informal savings institutions. The findings of the study substantiate the need to build skills in the use of mobile and Internet technologies to increase the financial inclusion of all segments of the population and increase the level of savings.	ru_RU
dc.language.iso	ru	ru_RU
dc.subject	digital technologies	ru_RU
dc.subject	saving behavior	ru_RU
dc.subject	logit model	ru_RU
dc.subject	Internet	ru_RU
dc.subject	financial inclusion	ru_RU
dc.title	Digital Technologies and Saving Behavior	ru_RU
dc.type	Articles in international journals and collections	ru_RU